Terms & Conditions

Welcome to Paps Financials! These General Terms and Conditions (“Terms”) govern your
access to and use of our services, website, and applications (collectively, the “Services”). By
using our Services, you agree to these Terms. If you do not agree with any part of these
Terms, please refrain from using our Services.
1. Acceptance of Terms
By accessing or using our Services, you agree to be bound by these Terms and our Privacy
Policy. If you do not agree, do not use our Services.
2. Eligibility
You must be at least 18 years old and capable of entering into a legally binding agreement
to use our Services. By using our Services, you represent and warrant that you meet these
requirements.
3. Services Provided
Paps Financials offers a range of services including, but not limited to, cellular phone
services, car assistance, home assistance, and tax assistance. We reserve the right to
modify, suspend, or discontinue any aspect of our Services at any time without notice.
4. User Accounts
To access certain features of our Services, you may be required to create an account. You
agree to provide accurate, up-to-date information and to maintain the security of your
password and account. You are responsible for all activity that occurs under your account.
5. Fees and Payments
Certain Services may require payment of fees. By using those Services, you agree to pay the
applicable fees and taxes as they become due. All fees are non-refundable unless stated
otherwise.
6. Intellectual Property
All content, trademarks, and other intellectual property in our Services are owned by Paps
Financials or our licensors. You may not use, reproduce, distribute, or create derivative
works based on our intellectual property without our express written consent.
7. Disclaimer of Warranties
Our Services are provided on an “as is” and “as available” basis. Paps Financials makes no
representations or warranties of any kind, express or implied, regarding the operation of
our Services or the information, content, materials, or products included in our Services. To
the fullest extent permissible by law, we disclaim all warranties, express or implied.

8. Limitation of Liability
To the maximum extent permitted by law, Paps Financials shall not be liable for any
indirect, incidental, special, consequential, or punitive damages arising from or related to
your use of our Services. In no event shall our total liability exceed the amount you paid for
the specific Services giving rise to the claim.
9. Indemnification
You agree to indemnify and hold harmless Paps Financials, its affiliates, and their
respective officers, directors, employees, and agents from and against any claims, liabilities,
damages, losses, or expenses, including reasonable attorneys’ fees, arising out of or related
to your use of the Services or violation of these Terms.
10. Termination
We reserve the right to terminate or suspend your access to our Services immediately,
without prior notice or liability, if you breach these Terms or engage in any conduct that
Paps Financials deems inappropriate.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Georgia,
without regard to its conflict of law principles. Any disputes arising under these Terms
shall be resolved in the courts of Georgia.
12. Changes to Terms
We may update these Terms from time to time. Any changes will be effective immediately
upon posting the updated Terms on our website. Your continued use of our Services after
the posting of changes constitutes your acceptance of the new Terms.
13. Contact Information
If you have any questions about these Terms, please contact .